Which statement about MEC is true?

Which statement about MEC is true?

• A. It is a list of ten required benefits including preventive services.
• B. It imposes a cap on premiums.
• C. It guarantees universal coverage.
• D. It applies only to large employers.

Answer: (A)

Minimum Essential Coverage defines the baseline set of benefits a health plan must offer to be considered compliant, covering a broad range of service categories. This includes ten essential health benefit areas, one of which is preventive services, so plans meeting MEC provide preventive care as part of the core coverage. That’s why this statement is true: MEC is specifically a list of these required benefits, including preventive services. It does not impose a cap on premiums, so B isn’t correct. It does not guarantee universal coverage, since MEC describes what a plan must cover, not whether everyone has insurance. And it isn’t limited to large employers; MEC applies to plans across the individual and small-group markets as well, so D isn’t correct.

Minimum Essential Coverage defines the baseline set of benefits a health plan must offer to be considered compliant, covering a broad range of service categories. This includes ten essential health benefit areas, one of which is preventive services, so plans meeting MEC provide preventive care as part of the core coverage. That’s why this statement is true: MEC is specifically a list of these required benefits, including preventive services. It does not impose a cap on premiums, so B isn’t correct. It does not guarantee universal coverage, since MEC describes what a plan must cover, not whether everyone has insurance. And it isn’t limited to large employers; MEC applies to plans across the individual and small-group markets as well, so D isn’t correct.