Which group is excluded from eligibility for disability benefits?

Which group is excluded from eligibility for disability benefits?

• A. Part-time employees
• B. Union employees
• C. Gurnee Sales Associates
• D. Union employees and Gurnee Sales Associates

Answer: (D)

Disability benefit eligibility depends on who is actually covered by the plan. Some groups are left out to avoid duplicating coverage or because their benefits come from a different program. Here, union employees are excluded because their disability benefits are typically provided through the union’s own agreement, not this employer’s plan. Gurnee Sales Associates are excluded because they represent a separate entity or group whose workers aren’t part of this plan’s coverage. So those two groups don’t qualify for disability benefits under this specific program, while other groups like part-time employees may still fall under the plan’s eligibility rules.

Disability benefit eligibility depends on who is actually covered by the plan. Some groups are left out to avoid duplicating coverage or because their benefits come from a different program. Here, union employees are excluded because their disability benefits are typically provided through the union’s own agreement, not this employer’s plan. Gurnee Sales Associates are excluded because they represent a separate entity or group whose workers aren’t part of this plan’s coverage. So those two groups don’t qualify for disability benefits under this specific program, while other groups like part-time employees may still fall under the plan’s eligibility rules.