What is the maximum waiting period allowed under the ACA?

What is the maximum waiting period allowed under the ACA?

• A. 30 days
• B. 60 days
• C. 90 days
• D. 120 days

Answer: (C)

The ACA sets a strict limit on how long an employer can wait before your health coverage starts. That maximum waiting period is 90 days. The countdown begins on the date you become eligible for coverage, and coverage must begin no later than the 91st day. Shorter waiting periods are allowed, but anything longer than 90 days is not permitted. For example, if you’re eligible on January 1, your coverage must start by March 31. The 90-day limit is counted in calendar days, not just business days.

The ACA sets a strict limit on how long an employer can wait before your health coverage starts. That maximum waiting period is 90 days. The countdown begins on the date you become eligible for coverage, and coverage must begin no later than the 91st day. Shorter waiting periods are allowed, but anything longer than 90 days is not permitted. For example, if you’re eligible on January 1, your coverage must start by March 31. The 90-day limit is counted in calendar days, not just business days.