What is a DHMO?

What is a DHMO?

• A. A prepaid dental health plan run on the HMO model
• B. A discount dental plan with no provider network
• C. A fee-for-service dental plan with no network
• D. A PPO-style plan with optional dentists

Answer: (A)

DHMO stands for Dental Health Maintenance Organization. It is a prepaid dental plan that operates like an HMO: you pay a fixed premium (or co-pays) and receive care from a network of dentists, often with a designated primary dentist who coordinates your care. Coverage typically emphasizes preventive care and is limited to in-network providers, with little to no coverage for out-of-network services. This distinguishes it from discount plans (no network), traditional fee-for-service plans (no network), or PPO-style plans (more freedom to see out-of-network dentists).

DHMO stands for Dental Health Maintenance Organization. It is a prepaid dental plan that operates like an HMO: you pay a fixed premium (or co-pays) and receive care from a network of dentists, often with a designated primary dentist who coordinates your care. Coverage typically emphasizes preventive care and is limited to in-network providers, with little to no coverage for out-of-network services. This distinguishes it from discount plans (no network), traditional fee-for-service plans (no network), or PPO-style plans (more freedom to see out-of-network dentists).